I was going call around for health insurance & a girl asked me what kind I wanted. I had NO IDEA how to answer that. ps, I'm 40, non smoker, live in Illinois, healthy.
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HMO= where you pick the site and can see any Dr in the building, you also need a referral to see any other kind of specialist, that you insurance has to approve before you see them... HmO's are a big pain in the ***. PPO where you pick the DR and you can see them where ever the travel to. with PPO you usually have a deductible... where you have to pay like 500 before you insurance will kick in at 100%, buy your monthly payments are lower
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