Her deductible is going from $700 with the old insurance company up to $1,400.00 from the new insurance company. Will that copay be prorated due to the fact that the old insurance company covered her for 8 months? Do the old and new companies work out what's due from who?
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It will most likely not be prorated but she needs to call the NEW insurance company to find out how all of this works. No one on here can have a clue since you didn't mention what the name of the two insurance companies were and we also don't know what specific policy she had/has with either company.
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