Tuesday, April 5, 2011

Divorce, separation or still married (living apart) how is health insurance handled?

Divorce, separation or still married (living apart) how is health insurance handled? Married and insured on a group plan, but things look shaky right now. We both use our health care and have pre existing conditions. I know others have dealt with the same issue, I hope to get some idea if things fall apart.
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Your insurance will be covered until the divorce is final if it is through either parties work. Then you are on your own. With the new health laws, if you get insurance immediately, they cannot deny you health coverage for pre-existing conditions. If you are on a group plan individually, they may be able to 'split' you up but each of you will have to pay your own share. If you didn't work, you may be able to ask for the other party to cover you for a year in the divorce. Good luck.
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