When so many famous people who obviously had good health insurance die young, I have to question the assumed relationship between health insurance and health. Would this money perhaps be better spent on projects that would improve the public health, such as cleaning up polluted water, sewage overflows, air pollution? Of course, personal habits like diet and smoking play a part, but we can't blame all bad health on them. Health insurance is about making sure that the doctors and other health providers get paid well. But if they are not keeping the population healthy, is that money well spent?
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I think too many people think health insurance is to pay for routine doctor visits, checkups, minor illnesses, prescriptions, etc. That's one reason it's so expensive. When your car needs an oil change, or you get a flat tire, does your car insurance cover it? No, car insurance is for when you have an accident and the repair is too expensive for you to afford. Health insurance ought to be for when you have a serious accident or illness that is too expensive to pay for. Why should we pay a hundred dollars a month just so we can save a hundred dollars on a doctor visit once a year?
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