How has your experience been with Blue Cross Blue Sheild Individual Health Insurance?

My current employer does not offer Health Insurance so I'm looking at different companies
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I have BCBS individual coverage. Like any health insurance contract you need to understand what is and is not covered. Once you understand that you can balance the two sides of the equation, Cost vs. Policy Benefits. The BCBS policy does not include the "bells and whistles" which makes it more affordable.
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