How would Obama's health reform affect the clients I already have on the books for health insurance?

My clients keep asking what is going to happen with their existing health insurance with all this health reform business. What can I respond? I hear different things. thanks
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Their private insurance will either disappear or they will be heavily taxed for keeping it ~ The public option penalty for no insurance will be less than the cost of insurance. If not insured, then you get sick, or have an accident, you will at that time, be able to get health insurance (no pre-existing). So cheaper for an employer to pay the fines, than insure the employees. So cheaper for the private citizen to pay the fine, rather than pay premiums that will be taxed. The real idea is to have the government soley responsible for health insurance and collect the fines (which in reality are taxes) to help pay for it. Tell them the truth, private insurance is better than government insurance and to contact their senators and congressmen.
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