Wednesday, January 19, 2011

Health Insurance?

Can anyone recommend insurance that is inexpensive if you don't receive benefits at your job and income is very low.
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It depends on your definition of inexpensive. I have clients paying less than $100 per month who think it's expensive and clients paying more than $1000 per month who think it's a good deal. There is no one best or cheapest company and with health insurance you get what you pay for. Premiums with the same company can vary greatly by location. When you shop for a new car you have a choice between the basic low end model with no options, a fully loaded luxury car, or something in between. Health insurance is the same. If you shop for the cheapest you'll get the basic low end model which may or may not have the benefits and coverage you are looking for. Visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and can explain what you get and, more importantly, what you won't get with the plan. There is no extra charge using an agent.
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