Sunday, December 19, 2010

My husband and I want to apply for family health insurance on our own- what are the chances of being approved?

We want to apply for family health insurance ourselves because in the next couple/few years we would like to try for a baby and want to have maternity coverage. What are the chances of approval when you apply online? We are both under 30, don't smoke and currently don't have any pre existing conditions.
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Your chances of being approved are quite good. However health insurance is expensive, and even more so if you are trying to get it outside of your employment. Most insurance companies offer group rates and this usually means 15 or more people on the plan. If you try to go it alone the price skyrockets.
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