Thursday, December 23, 2010

If I get employer-provided health insurance, will I still have any freedom to choose what kind I want?

Say that I get a job, and one of my benefits as an employee is health insurance. Does this mean that I either have to (1) accept the employer's health insurance unconditionally or (2) refuse and find an insurance company to get health insurance from OR, are people able to negotiate what kind of insurance they want with their employers? Or do some companies allow negotiation and others don't? I don't get it. Does accepting employer-provided health insurance mean you lose freedom to choose or something? Thanks.
--------------------
healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
Source

No comments:

Post a Comment