One option with my insurance is if I'm the cause of an accident, they won't cover my medical expenses or the replacement of my vehicle. The good thing about this is the premium is much less. I'm concerned though because I'd like to be covered medically and want to see if health insurance through my work would cover me. Thanks.
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It's going to depend on what state you live in, and what health plan you have. You really need to call the number on the back of your health insurance card, and ask them.
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