What is your opinion on Health Insurance?

As you all know the US health insurence is a mess. What is you opinion on it? How much government regulation should the put? What should they change? What rules should they add? And ect. Answer well and you could earn 10 points
--------------------
My opinion is if they removed the for profit aspect from health insurance the country as a whole would benefit. It has worked for many other countries and the only reason we can't feasibly have universal health care in the US, is the for profit nonsense we have to deal with in this corporate fascist country.
Source