Wednesday, August 17, 2011

what is "your Liability" mean on health insurance?

I got an exlanation of benifits in the mail and it says its not a bill, so in the list of charges at the bottom it says YOUR LIABILITY 954.39 So if this is what I owe, then why is it not a bill? will I be getting a bill for this later? Not sure what this is, I hate insurance letters they are so confusing!!! Please help if you know what i am talking about.
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The insurance company is showing you what your responsibility is on your EOB (explanation of benefits). SO, if you get a bill from the provider that's any different than $954.39 then something isn't correct. You ALWAYS want to match that statement with your bill. Your liability is what the bill from the doctor should be.
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