Sunday, August 21, 2011

Is Health Insurance really worth it, if you can't afford the deductible?

I have BCBS TX and it is $200 a month with a $10,000 deductible. It pays for everything else though, like if I go to the Dr. it is a $25 copay and they also pay for any lab and ex rays and any kind of preventative care like my yearly pap and immunizations. I am 26 and go to the Dr. maybe 3 times a year. What do you all think? Should I save the $200 a month, or keep it?
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