don't you think the Premiums for job-based health insurance should have been taking care of long ago?

yep going to be layed off too. found out to continue your group health insurance is going to cost 570.00 a month or what my employer was paying ,heard it went up 10% this year.it also a reason business has a hard time paying us....this is where bush should start finding solution,etc. if you dig deep I wouldn't be surprise to find corruption too , agree?
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$570 really isn't too bad for COBRA, if you had halfway decent coverage through your employer. If I were to leave my employer, COBRA would cost about $850 a month. If your employer was having a hard time paying the premiums, they should have investigated other cost saving measures. I'm sure that your co-workers would have rather compromised on their health plan vs. being out of a job entirely in this economy. There are things that an employer can work with on their insurance policy to help control premiums...wellness programs, increasing deductibles or coinsurance, etc. (Not that employees would be thrilled about a deductible increase, but it still beats losing a job.) As far as "corruption" goes...insurance premiums go up to compensate for medical expenses going up. If an insurer raised premiums by 10% in a year, then you should be able to confirm (through publicly available data with the department of insurance) that the volume of medical claims they were paying out increased also. The insurance industry is one of the most tightly regulated industries there is - nearly every move an insurance company makes has to be approved through the department of insurance, and all of the data is available for the public to review. Unfortunately, medical expenditures grow every year, and those costs have to be absorbed somewhere.
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