I lost my job and group health and have to apply for individual health insurance for myself (age 37 good health) and 2 kids ages 10 and 9. Are there exams that my kids and i have to complete or do they order physician records??
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~~To my knowledge no, there is no exam for health insurance (unless it is required through a state law). You will fill out an application, which you will need to answer thoroughly and completely. Then if they need further documentation, they will request medical records.~~
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