Thursday, May 19, 2011

A better way acquire an affordable health insurance to cover my family?

if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?
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I think you already know that purchasing health insurance is important. You need a trusted adviser to help you through the process so that you understand what you are purchasing. First and foremost, you need to determine how much you will participate in sharing the cost of your health care. This will determine the cost of your health insurance. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage, low deductibles and low copays your monthly premiums will be significant. On the other hand if you and your family are young and healthy and rarely use the health care system you can choose a plan that covers the major health catastrophe your premiums will be relatively low. With your annual income you may be financially able to cover some expenses out of pocket as they arise. Check with the agent that writes your home, auto or business insurance he/she can provide you valuable advice that takes into account your budget and your family's health situation. Your agent can show you different plans that fit your health situation and your budget. Some may suggest going on line to get a quote but there is so much more to the decision than price. If you want to use the Internet use it to educate yourself but use an agent to purchase the coverage. Try this site http://best-health-insurances-usa-quote.blogspot.com/ Here you can get quotes from different health insurance companies in your area, its the best way to find an affordable health insurance with a reliable company.
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