Saturday, April 2, 2011

I need to health insurance but i got laid off work...?

I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too expensive. What are some low cost health insurances that are good? Since i'm low on cash i dont wanna throw money into a bad insurance company. Are there any programs in California that can assist me? At least until i can find a job.
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None of the major companies will write a permanent policy on someone unemployed. The reason is they know you are probably searching for employment and will likely find a new job with benefits. It can take an insurance company 5 or 6 months to recoup the cost of issuing a policy. You can, however, get a short term medical policy. These policies don't have all the bells and whistles but will cover you for catastrophic occurrences and they are low cost. Visit an agent that works with all the major companies in your area for assistance finding the best plan for you. There is no extra charge using an agent.
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