I've heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let's say you're generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. Of course you keep your policy up to date... Can the company raise your rates by triple (or worse) if you get sick this way?
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99% of the time the answer is no they can't. Your medical bills are shared by everybody. That's why when people abuse the system it drives the cost of care up for everyone. So, the next time that you're in the emergency room bleeding and you see someone with a 'bad cough' then be angry at them. Emergency rooms are for emergencies and people that use them needlessly are abusing the system. Try this site, if you want to find your best or cheapest health insurance rates just in few minutes, http://cheap-health-insurance-rate.info Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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