Tuesday, March 1, 2011

Can you be already pregnant and go onto someones health insurance?

We are looking to switch onto my husbands health insurance but I might be pregnant at the time. Will they except me or will they look at it like a pre existing condition condition? Will the baby be covered after the birth?
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If you lose your insurance due to quitting your job, that is a qualifying event and you can be added to your husband's insurance at that time without waiting for open enrollment. The baby can be added once born-you generally have 30 days to add the baby. Group policies cannot consider pregnancy pre-existing.
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