In my research it seems all personal / private pay insurance doesn't include maternity in Colorado? why is that? Can you get maternity? What companies offer health insurance in Colorado. We're looking at moving to Loveland, CO (northern CO) Any info is greatly appreciated.
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It's because the only people that want to buy it, are planning on using it - there isn't any sharing of the cost. Kinda like, IVF coverage - are you going to buy it? Why not? The ONLY place to get maternity coverage is through a group policy with your employer - because then there's true sharing of cost - the men buy it, the women buy it, the post menopausal women buy it, and the child haters buy it, along with the people who are actually planning on using it. If you don't get your health insurance through your job there, you should get it through a local agent - local, so they know who has the best deals and the most providers in your area - and agent, so you have someone to ask your questions of, and go to when you have problems.
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