Monday, January 10, 2011

When referring to health insurance what consists of 'specialized studies'?

I am trying to find decent health care coverage for a problem that I will be facing. I was told that I am able to visit doctors after 30 days of having the service, however, any specialized studies cannot be done until I have the plan for atleast 8 months. I need health insurance for maternity reasons. Although I am not pregnant, I am going to have to go to a fertility specialist to become that way. Is going to see fertility specialists considered 'specialized studies'? What does this mean.. studies? Any help is appreciated.
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Most insurance plans do not cover fertility or infertility treatments (the exceptions that I am aware of are group plans ) since they fall into the category of not medically neccessary. What does your agent say?
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