I'm going to be a full time student at age 26. Is there cheap student health insurance out there at my age?

I am working part time for a company that I've been with for 3 years and I've always been full time prior. My health insurance is going way up from moving into a part time position. Pre tax at 20 hours a week, I'll have 270 bucks of which about $100 per pay is going to come out (bi-weekly). Is there anything cheaper for a student? I'm young and don't have alot of health problems, so I don't need alot of coverage.
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If you are attending a larger institution you may be able to get coverage offered by the school. Study the coverage proposal carefully because the plans are usually limited in their benefits and network. If coverage through the school is not available or too limited I would suggest a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than a cheap price. Some might even suggest a discount plan which is not insurance at all. Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant. On the other hand because you are young, healthy and presumably use the health care system rarely you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. They can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Use the Internet to educate yourself but use an agent to purchase the coverage.
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