I need a health insurance plan that "does not medically underwrite"?

I will be denied if applying for normal regular health insurance plan for a injury that requires surgery by a physician.
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There isn't one. Well, you would use your SAVINGS ACCOUNT, or you can try a HEALTH DISCOUNT PLAN, but be forewarned, the discount plan is NOT accepted by many providers, and it only gives you a DISCOUNT, so 40% off of a $100,000 bill still leaves you with $60,000 to pay.
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