Tuesday, January 11, 2011

Can you get Health Insurance after getting Breast Implants?

I read somewhere that health insurance co. dont provide coverage to woman with breast implants due to the complications that implants cause over time, like breast cancer, lung cancer, or any other complications that they might want to blame on the implants, If you have had implants for some time now, let me know if you have Health insurance, and if you ever had a problem with getting anything done that insurance didnt want to pay for.
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The coverage will depend upon the insurance company, your state of residence, the reason you got the implants, how long ago the procedure was done, and if there have been any complications since. Some companies in my state won't take you if it's been less than 1 year. Some companies will rider the implants, which means they'll cover you for everything except the implants or anything resulting from the implants. Some companies will increase the premium but still cover you, while other will accept you with no conditions. You'll want to visit a local independent agent. The agent can find out which companies in your area will be best for you. The plans and premiums are exactly the same whether you use an agent or not. If you try to get a policy over the internet you will have no idea what the insurance company will do.
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