Can I drop an unnecessary health insurance policy?

A univeristy in Virginia imposed an unnecessary health insurance on me. It does not allow me to drop it. Is such practice against law? What I can do?
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At the opening question my answer was going to be "can a finch fly? Yes"--but you've just described a different situation. Employee benefit programs commonly expect to insure the whole employee pool. Commonly, if you want out because you have your own insurance you have these options: (1) take the minimum coverage required and suffer the lumps (but you may find it handy in settling deductibles with your other policy, depending on how certain things are phrased in the policies), (2) refuse, which invalidates the contract with the benefit provider so that everyone's coverage is withdrawn, or (3) most likely, go somewhere else to work, which is what will probably be insisted upon by your employer by your refusal to participate. Its either you or them and they probably don't have good options. Some programs allow exclusion for other insurance, most don't. With good insurance programs so hard to find your complaint is going to be threatening to a lot of good people who have far, far fewer real choices. I'll bet there are some people working there who are only there because they need the insurance benefit and are uninsurable otherwise because of health problems. Settle for the deduction and endure for their sake or move on.
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