A friend of mine was diagnosed with MS (Multiple Sclerosis) and is seeking Health insure in Australia. Is it difficult to find Health insurance for a person suffering from this disease, and are there any recommendations
--------------------
My daughter also has MS. She has joined a health fund since diagnosis. She will not be covered for anything related to MS for 12 months after joining. Any of the health funds will cover her, She does not have to disclose the medical condition when joining. MBF,NIB,Medibank Private etc all are very similar in what they offer. The pre exisiting rule comes in when she makes a claim. The fund will decide whether they believe the condition was pre existing. Even if you were not aware of a condition when joining they can still deny you cover should they deem that the onset was over a progression of time. Hope that helps.
Source
No comments:
Post a Comment