Tuesday, December 14, 2010

People like to refute a comparison of the requirement to buy car insurance with the health insurance mandate?

by saying that people choose to own a car. If you don't have the car then you don't need the insurance. Just how, exactly, are people able to choose to not have a body - something that can and will need medical care, often through no fault of the "owner"? Yes, people can choose to keep themselves in better health by eating right and exercise, but there are also illnesses that people are born with or that just happen. Can you explain how people can choose not to have a body without committing suicide?
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"...but there are also illnesses that people are born with or that just happen. " And BEFORE you could NOT get insurance if you were such a person. So you would suffer unnecessarily with a treatable illness... then go to the E.R. when the condition threatened your LIFE. This uninsured visit costs the REST OF US.... something between $20K and $250K. Now if that person HAD insurance.... and the insurance company COULD NOT refuse him for having such a condition. Then the Insurance company MUST do what they CLAIM they have been doing. That is.... collecting premiums on a large group to spread the risk that ONE of them will get sick and spread the COST if and when they do. Up until today... the insurance companies have the best of both worlds.... collect premiums from the LARGE group..... KICK OUT of the group anyone who actually needs the services that they have been PAYING FOR for years prior. What this bill does... is FORCE insurance companies to ACTUALLY provide insurance. That is all. P.S. You can opt out...and pay a fine... or keep your CURRENT insurance and NOTHING changes for you. So what IS your problem?
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