I'm thinking of taking private health insurance. However, I'm not sure of its practicality considering that health care is subsidised by the government. I also understand that most often than not, the insured ends paying more as medical costs in private hospitals/private care is far more than the premiums paid. As such, is private health insurance really necessary? Is public health care in Australia reliable or sufficient in cases when medical care is required. Thanks in advance for your views/comments.
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Welp, ask yourself this: "Will the Gov' deny your benefit versus Will the private health insurance companies deny your benefit? Case in point, a specific expensive operation. Be the judge and you will find your answer..
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