How good is individual health insurance?

How good are individual health insurance plans? Do they have higher claim denial rates than group plans? Are you satisifed with your individual health insurance plan?
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With individual health insurance, you get what you pay for. They do NOT have higher claim denial rates, as long as you don't lie, fib, fudge, whatever you want to call it, on your application. ANY misrepresentation on your application, deliberate or accidental, can void the policy, and/or lead to claims being denied. YOU control that.
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