what is a good health insurance? i have carefirst bluechoice through my work and it is awful. the first month everything was fine, but tnow they're charging an extra 40 a month and plus NONE of my prescription so far is covered (Gardasil Vaccine and Nuva Ring).
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First off, you need to talk with your HR department or the insurance company to find out why the premium is $40 more than you thought it was. Second, many policies do not cover contraceptives. If the vaccine is covered by the plan it may be subject to the deductible. Third, there is no one best company and with health insurance you get what you pay for. Shopping for health insurance is like shopping for a new car. You have a choice between the basic low end model with no options, a fully loaded luxury car, or something in between. If you shop for the cheapest you'll get the basic low end model which may or may not have the benefits and coverage you are looking for. Visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and can explain what you get and, more importantly, what you won't get with the plan. There is no extra charge using an agent.
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