When was the last time your health insurance agent performed surgery?

Why do so many see health insurance as a necessity? I see it as a legal bookie service and nothing more, just add to the cost of our health care.
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Health insurance is the result of government meddling in the market during World War II. Wage and price controls were implemented so companies offered "benefit packages" to attract workers since wages were capped. The entire system, which democrats demand be fixed, is entirely the fault of democrat administration meddling in the market in the first place. Would you like to take a wager that a democrat administration will make the situation any better by more meddling in the marketplace?
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