My wife is pregnant and we are looking for coverage while I am in-between jobs. We don't qualify for access because my wife will make too much and COBRA is expensive but it is the only option that I seem to have because all other insurance companies say that pregnancy is a "pre-existing" condition. Does anyone know of any temporary health insurance I could use? I'd also rather not get a discount plan.
--------------------
Technically you have coverage as long as you have the COBRA "Option" usually you have 62 days to let the insurance company know that want to pick up the COBRA coverage. If during this time you need to use the insurance then you have to pay full price for COBRA but if you find a job offering group plans during that time you have received two months of coverage for "free" Individual coverage will not cover a female who is currently pregnant even if they could exclude the pregnancy (You wouldn't want that anyway) Find a Job with health insurance and take it even if it is not your ideal job or even in your field.
Source
No comments:
Post a Comment