Saturday, November 27, 2010

what is the best health insurance i can go to?

i'm not too much concerned on the prices but me and my fiance are expecting a baby in june and i recently just got off of my fathers health insurance from turning 18, and i want my baby girl to have health insurance when she's born. its hard to find it on google when every health insurance place is saying that they're the best, and i dont really understand what the deductibles mean but if you could give me some advice, i'd really appreciate it. thank youu.
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My advice would be contact a local agent that works with all of the major companies in your area. There is no one best company; you need to find the plan that's best for you in your location. The agent can find the best plan for your situation and budget. They can explain what the policies cover and what they don't cover and can explain how deductibles and such work on that particular policy. There is no extra charge using an agent. Don't expect to get any coverage for you or your fiancee until after the baby is born. Also, each company has an age limit for newborns of up to 6 months (depending on company and location). The agent will be able to explain the age limit as well.
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