Can I have military health insurance and Regular Health Insurance?

1.Am I allowed to have both military and normal health insurance? 2. Can I see regular nonmilitary doctors with Military health insurance?
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If you are AD you are full covered at the base medical clinic/command and normally cannot have outside insurance. there is no cost to you what so ever If you are a dependent then yes you can have both, they will have your normal health insurance first then whatever isn't covered is picked up by Tricare as long as you are going to an approved Tricare facility/doctor. If you are Reservist/National guard then having outside insurance is good because Tricare coverage for you is separate than AD. It is the same with Retirees & their dependents. If you are going to just have Tricare and you want to see a civilian doctor/clinic then you should go with Standard where there is a yearly deductible and co-pay. You are still required to see a doctor that is approved by Tricare to be covered. If you are on Prime then you need a Referral from your PCM or Tricare to see a civilian. If you wish to see a civilian and your PCM then Tricare needs to approve it first and foremost.
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