Technically, you don't have to own a car, but for most families, not having a car is not a practical alternative in modern society. The distinction is purely academic for most families. I don't think there are many people who choose not to own a car simply because they have a philosophical objection to automobile insurance. I suggest that the whole argument that the new requirement for carrying health insurance is a novel requirement because the government has never before required people to purchase any specific thing is a red herring.
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I totally agree. We're required by law to have car insurance to keep car insurance costs down. And God help you if you're stopped by a cop and don't have insurance to show him/her, you're taken to the police station. It should be the same with health insurance. If everyone had health insurance, emergency room wouldn't have to give free service, or transfer you to a county hospital, who will still be obligated to care for you. The cost of all this free service is passed down to people, through their insurance companies and we pay for the uninsured's health care.
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