How would a Universal health care public option put private health insurance out of business ?
--------------------
If the public option was efficiently managed, was open to anyone who applied, and offered decent coverage at more affordable rates than private insurance, it could drive private insurance providers out of business because they would lose customers and the business would no longer be profitable for them. They would probably switch to offering supplemental insurance for things not covered by the public plan. That's how it works in many other countries. The limited and watered-down public option that the Democrats proposed wouldn't have been a competitive threat to private insurance companies. But they were afraid it could have been expanded into a real, "robust" public option in the future, which is why they killed it.
Source
Tuesday, December 21, 2010
How do American doctors generally feel about the fact that 47 million people don't have health insurance?
Does it bother doctors? Do they feel bad that they cannot perform a necessary procedure on a patient who is underinsured or uninsured? Are some doctors only in the profession for money? Do doctors have a future plan for treating patients without health insurance? I ask this because we often hear from folks in the government on this issue. But how do doctors themselves feel about this type of stuff?
--------------------
Physicians are fed up with insurance companies practicing medicine. We would LOVE to be able to treat patients appropriately, and charge reasonable fees, but the insurance companies, and the government, have made sure that won't happen. Very few of us are in this for the money. I could make MUCH more doing things that take less time, training, expense and risk, and don't involve blood, vomit and poop. Many of us reduce our fees for those who are less able to pay, but we still carry 100% of the risk of being sued, and still have 100% of OUR costs, which continue to go up while reimbursements stay the same or go down. People in the government are all talk and no trousers, as my British friends would say. We need serious changes, but the insurance companies buy the politicians, so I don't see THAT happening any time soon.
Source
--------------------
Physicians are fed up with insurance companies practicing medicine. We would LOVE to be able to treat patients appropriately, and charge reasonable fees, but the insurance companies, and the government, have made sure that won't happen. Very few of us are in this for the money. I could make MUCH more doing things that take less time, training, expense and risk, and don't involve blood, vomit and poop. Many of us reduce our fees for those who are less able to pay, but we still carry 100% of the risk of being sued, and still have 100% of OUR costs, which continue to go up while reimbursements stay the same or go down. People in the government are all talk and no trousers, as my British friends would say. We need serious changes, but the insurance companies buy the politicians, so I don't see THAT happening any time soon.
Source
Whats a good cheap health insurance for a college student needing ADD medicine with a min wage job?
Like I said I only have a min wage job, and I completely support myself. I desperately need ADD meds, but I have NO health insurance. I need to be able to afford the health insurance too. I am a college student. I make about 300 every two weeks. any suggestions on what I should do?
--------------------
There is no such thing as a good and cheap health insurance policy. With health insurance you get what you pay for. Also, with ADD you may have trouble finding a company that will accept you. Some companies will accept if you are on one med and the ADD is controlled. Most will decline or rider the ADD or will increase the premium if you are taking more than one med. If you have any other pre-existing conditions it will be even harder to find a policy. You should first check with the school. Most colleges have a student plan available for a reasonable premium. If that doesn't work find a local agent that works with all the major companies in your area. The agent can find the plans that will accept you if there are any. There is no extra charge using an agent. You should also check your states Medicaid website to see if you qualify for Medicaid.
Source
--------------------
There is no such thing as a good and cheap health insurance policy. With health insurance you get what you pay for. Also, with ADD you may have trouble finding a company that will accept you. Some companies will accept if you are on one med and the ADD is controlled. Most will decline or rider the ADD or will increase the premium if you are taking more than one med. If you have any other pre-existing conditions it will be even harder to find a policy. You should first check with the school. Most colleges have a student plan available for a reasonable premium. If that doesn't work find a local agent that works with all the major companies in your area. The agent can find the plans that will accept you if there are any. There is no extra charge using an agent. You should also check your states Medicaid website to see if you qualify for Medicaid.
Source
Most Comprehensive Health Insurance for a College Student?
I'll be going to college in a few years, and I'm fully aware of the healthcare crisis. Although money is an issue, my health is more important. Assuming that money is not an issue, what health insurance company provides the most comprehensive and inclusive health insurance policies available? Is there an insurance company out there that will let me do the following? - Choose my own doctor/hospitol - Pay relatively low co-pays - Cover the cost of any prescriptions - Pay for health, medical, eye, and dental on one plan - Pay for the majority of any psychotherapist appointments - Continue coverage despite sudden circumstances (major illness, accident, etc.) - Cover the cost/majority of a specialist upon doctor reccommendation Does such a health insurance plan exist, besides the plan available from the state?
--------------------
You need to look at each university's website to see what they offer. Most offers PPO plans, which lets you see anyone (in the network). Dental plan is usually an option. No plans cover everything--if one exists, it will not be affordable. They're there to make profit, after all. This means no plans cover all prescriptions.
Source
--------------------
You need to look at each university's website to see what they offer. Most offers PPO plans, which lets you see anyone (in the network). Dental plan is usually an option. No plans cover everything--if one exists, it will not be affordable. They're there to make profit, after all. This means no plans cover all prescriptions.
Source
Why would someone not want to have health insurance?
I would like to see what the problem is with health insurance. Can you find any reason someone would logically turn down health insurance?
--------------------
Some people would rather pay for " essentials " like $ 100 Nike Sneakers, $ 1900 Car Audio Systems, Tommy Hilfigar Clothes, " Bling ", $ 1500 worth of Tattoos, Weed, etc. rather than wasting their money on " non-essentials " like health insurance premiums.
Source
--------------------
Some people would rather pay for " essentials " like $ 100 Nike Sneakers, $ 1900 Car Audio Systems, Tommy Hilfigar Clothes, " Bling ", $ 1500 worth of Tattoos, Weed, etc. rather than wasting their money on " non-essentials " like health insurance premiums.
Source
Does a single mother have rights to the father's health insurance?
Pretty much what the question says. Would the mother of my child (I'm the father) have a legal right to my health insurance? We are not married, otherwise it would be simple. If not, what are some options for her? She works a part time job and doesn't get any benefits, and is primarily a stay at home mom.
--------------------
No, she doesn't, but the child does.
Source
--------------------
No, she doesn't, but the child does.
Source
Am I eligible for pregnancy emergency medicaid eventhogh I have valid health insurance?
I am in the last month of my pregnancy. My status is a legal nonimmigrant alien, my husband just got job, although it pays very small it gives health insurance for the family with $200 copay for labor/birth. We think that we need to have support for post natal supplies and needs for the baby. Do you think we can still receive and uses emergency medicaid for labor/birth with 1 year postnatal support? Your oppinion, info and experience are greatly appreciated. Thank you.
--------------------
Try WIC. Also speak to the hospital where you are having the baby many hospital have a payment plan. Otherwise they will expect the money before you go into hospital. When I had go into hospital to deliver I had to go in about week before my due date and pay the copay in full which for me was $250. If you didn't have insurance you would have to pay $8,000 for a natural birth and $15,000+ for a c-section. So when you look at that $200 is nothing! Also look at getting a health care 'visa ' card. (for health care/prescription only) This is where your husband employers would take out a set agreed amount out of his wages each month (tax free) so it will help pay for large expenses like this. With regard to diapers and milk sign up on line for most of these companies will send you free samples and tons of coupons. For clothes try second hand store, in my area they have 'Once upon a child'. Or clearance in large stores. Health check/wellness visit at the doctor is covered by the insurance, I do not have to pay for any wellness visits for my child.
Source
--------------------
Try WIC. Also speak to the hospital where you are having the baby many hospital have a payment plan. Otherwise they will expect the money before you go into hospital. When I had go into hospital to deliver I had to go in about week before my due date and pay the copay in full which for me was $250. If you didn't have insurance you would have to pay $8,000 for a natural birth and $15,000+ for a c-section. So when you look at that $200 is nothing! Also look at getting a health care 'visa ' card. (for health care/prescription only) This is where your husband employers would take out a set agreed amount out of his wages each month (tax free) so it will help pay for large expenses like this. With regard to diapers and milk sign up on line for most of these companies will send you free samples and tons of coupons. For clothes try second hand store, in my area they have 'Once upon a child'. Or clearance in large stores. Health check/wellness visit at the doctor is covered by the insurance, I do not have to pay for any wellness visits for my child.
Source
Subscribe to:
Posts (Atom)