I have moved to the US on a dependent visa. All health insurance companies I contacted so far have a waiting period of 12 months for availing maternity benefits. I want to start planning a family sometime this year.. Is there any health insurance which does not have a waiting period? Pls help!!!
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No. Most companies I know of have a waiting period for maternity benefits. They don't want you to purchase the insurance, have a baby (big claim) and then drop the insurance. I think you can see their point. If you are not pregnant yet, purchase the insurance and then wait a few months before trying to start the family and you should be ok.
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