i need to pay for my fiance's mother's health insurance she is becoming very ill. she has kidney stones and other problems but cannot see doctors or get the necessary treatment. her job offers no coverage. she is 43. how much would this be about monthly with average co-pay rates?
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With her history, I doubt you could get insurance. Probably thousands of dollars. She should see if there is a state program that will cover her. If you get anything, it would be thousands of dollars a month. (Assuming you are in the US) It's a sad thing in this country when people, especially hard working ones, can't get medical care. She could look into joining any kind of group to see if she can get group coverage that way. Things like social clubs such as American Association of University Women, Mensa or other social groups. Professional groups like lawyers and doctors, accountants, paralegals, etc. Any kind of national club will often have health insurance as a benefit. AARP, while claiming to be for over 50 folks will take anyone as a member.
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Yes with pre existing medical conditions it is really hard to obtain a health insurance policy and if a provider agrees to offer then he would charge extremely high amount. The other plans that you have suggested are nice option that most of people opt for.
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