If a hospital sends a late bill that your health insurance won't cover because it was past the 90 day period..?

what would/could you do? The hospital forget to mail it out. Now they are mailing it. But my health insurance won't accept bills past the 90 day period after the date of service. It was the hospital's fault for mailing it out late. It's possible that it will arrive just in time, however, if it is not in time, what can I do? Go to court against the hospital or what?
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In the event your medical insurance is provided by your employer as a job benefit, the medical provider is required by a rather obscure provision in the federal National Labor Relations Act to submit bills to insurers within a limited amount of time. Failure to do so means that the insurance will not pay, and the patient is not required to pay. Most insurers do not hold providers to that time line, but they are certainly entitled to do so. If push comes to shove, you will need an attorney to fight this one out for you. Best of luck!
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