My mom had brain surgery to remove 2 aneurysms. She now is physically disabled and can not work. Her health is so poor she will probably never work again. Her health insurance company she had with her old job just dropped her and I found a company named Cobra that will accept her for now but they want almost 1,000 now and then over 400 a month. No one in our family can afford this sort of payment and she has to have health insurance. She is 62 years old. Would she qualify for medicare? What would you do in my situation? I am so worried thanks..
--------------------
she needs to apply for disability. Be aware that she may be turned down the first attempt, most people are. She also needs to see about the Medicare option as well since the disability is only going to cover her lost income, not provide medical insurance. Be aware also, (at least in the state that I live in) if she doesn't continue her insurance coverage through Cobra, if more than 60 days go by, she will be placed on a "previous condition" clause for a year. If she should buy a temporary policy through another company, or lucky enough to feel better to get another job, it doesn't matter, the pre existing condition will still apply. Which means any medical costs incurred due to her recent condition will not be covered.
Source
No comments:
Post a Comment