Tuesday, June 21, 2011

My fiance and i are looking for health insurance and i am not sure exactly?

what we want, we are planning on starting a family soon and i want good maternity and baby care. possibly low deductibles, and decent copays. and not to much a month
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If either one of you is employed, you need to understand what the scope of maternity benefits are in each of those plans. Depending on these things, then maybe you can make a decision which plan offers the better coverage. From a standpoint of good coverage, the best coverage comes from a group insurance policy. These are the types of policies that are given to you from your employer. If you do not have that option, then your only other option is an individual policy. However, you will find out that individual policies are much more expensive, and can contain much less generous benefits than a group policy. Read your plans carefully, and make sure you have someone explain how they will work during your period of maternity.
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