What is your oppinion of Care Credit?
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I've used it and had no problems with it. I agree that their regular interest is high but they do offer 0% interest for X number of months if the procedure is above $300. Which is the only way I'd use it. If the procedure is less than $300 I'd prefer to either pay in cash or use another card that does give a 0% promo. If a person does get the 0% promo, it's always best to pay more than the minimum payment that they request and also try to have it paid off at least one month before the promo expires. If you do get the 0% promo rate, it's a great way to have a payment history showing on your reports without having to pay any interest.
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