I think in nj and ny it is guaranteed through places like ehealthinsurance but what about ca? Can they turn you down for pre-existing conditions? Where can I find out more?
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If you are self-employed no problem, but if you are unemployed most companies will not accept you. It has nothing to do with being able to afford the premium; it is because most umemployed people are looking for a job and many jobs have health benefits. Yes, you can be turned down depending upon the severity and type of pre-existing condition. You can also be turned down if your height and weight are outside the guidelines or if you have the "wrong" occupation. Your best bet is to visit a local independent agent that works with all the major companies. The agent can find the best plan for your situation and budget and can explain the plans. There is no extra charge using an agent and you'll have a local person to call if you have questions or problems in the future.
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