Uninsuranced, looking for maternity health insurance where I can plan when to start a family?

I live in IN, and looking for a maternity heatlh insurance that will let me start a family ASAP or whenever I want without waiting. Anything that we can look into...or are we what seems to be hopeless!?!?
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Most private individual health plans have a window where they won't fully cover your pregnancy. If you become part of a group health plan – like through you or your husband's work – pregnancy cannot be considered a pre-existing condition. It's different with individual plans, though. It varies, so the best way to find out is to talk with a local health insurance agent or the insurance company itself. The first thing I'd do is write down a list of everything you want your health insurance to cover. Do some research online and talk with your doctor about the list to make sure you have everything listed. If you don't have a doctor, try calling your local county health department. Ask for a family planning appointment when you call. Here are some things to look for in a health plan for pregnancy and maternity: ·Does it cover prenatal care? ·What prenatal tests are covered? ·What kind of delivery do you want to have and which types are covered? ·Is anesthesia covered? ·Does it cover nursery costs? ·Are sick and well-baby visits covered? ·How much are co-payments, if there are any? ·How much is the deductible? ·Ask to determine how much your bill would be if you used the insurance. If you still have questions, try MostChoice.com. You can look at plans online and get in touch with locally licensed agents. There's no cost or obligation to buy insurance. Just fill out a short form and wait for agents to call you. Tell them what you want, what your budget is, and let them do the legwork for you. Chances are, they've helped people in your situation before. One idea is find out which doctors and hospitals have the best track records with delivery and baby care and then find out what kind of insurance they take. Tell the agents and let them figure out the least expensive way to get the most coverage you can get. You can visit MostChoice here: http://www.mostchoice.com/health-insuran… Good luck and pre-congratulations! Barnes@MostChoice
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