Monday, March 14, 2011

If you change health insurance during pregnancy will the new insurance cover the visits and delivery?

My husband and I are doing invitro fertilization and we will find out 11/15/2008 if we are successful but husband is wanting to change jobs. This means that the insurance we have now will be canceled and his new jobs insurance will go into effect. I know we may have to use Cobra for a fews months, but once he is eligble for the new jobs insurance willit even cover my pregnancy or will it be considered pre existing?
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Pregnancy cannot be considered pre-existing on group coverage. Just make sure that you take the COBRA to cover anything that may happen until you and your husband are covered on the new plan. Here is a link that explains it-see "Pre-existing Condition Exclusion" http://www.dol.gov/elaws/ebsa/health/4.a…
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