I am a California Life & Health Insurance producer who wants to become an independent producer (own my on business). I have had my license for two years. The E & O insurance is expensive, and I am not sure if it is worth it.
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I don't know much about the insurance business, but I assume you want to sell to companies rather than individuals. If you are honest and well trained in your field, chances are not high that you will have a claim on your Errors and Omissions policy. It is expensive but necessary.
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