If we change insurance (because we're starting our own business and will be buying our own insurance) after my spouse has lap band surgery, we've been told that it will be impossible to buy health insurance? Is that the case?
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I am afraid so because insurance companies do cover major and minor surgeries but I doubt very much that they will cover lap band surgery. that is something you have to pay on your own. It would be different if you needed a liver transplan for instant because that is a surgery that they will cover but not lap band. Also mosthealthinsurance companies don't want people with existing medical condictions so that is why most people are turned down for health insurance because of thier existing problem. Sorry I couldn't be much of a help. There should be a phone number on the back of the health insurance card even though you may want to change companies it wouldn't hurt to ask them if they cover lap band surgery.
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