What's the best type of health insurance for the college student? Out of state?

My college's health insurance is more of a sickness/accident plan than anything else. (I had it this past eyar and it's pretty much worthless out of campus). Do you think there is anything I could find (with actual coverage) for the cost of that accident plan ($700/year). Also how does it work with living in one state and going to college in another one. Is there a type of insurance that could work in both? Any explanations of how health insurance works would also help greatly? Any experiences?
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Being that you are a college student, do your parents have a plan that you are eligible under? Besides that, you cant get much health insurance for $700/year these days. Even catastrophic care with huge deductibles are more then that.
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