Is there a way to make yourself and your husband a company so that you can obtain group health insurance?

I clean and maintain investment properties as a job and sometimes my husband helps me with repairs, etc. Can we form a company and get health insurance at group rates? How do you do that? Thanks for any help!
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It's actually in your best interest not to pursue a group policy because they tend to actually cost more than that of a individual policy. The way that a group policy would be more effective is in a situation where someone has some pre-existing condition that prevents them from obtaining an individual policy. Have you spoken with a local agent on what options you have available? A good agent will be able to go over your situation and find options to help get you the best coverage for your needs and hopefully within a decent price range that you can afford. I know I couldn't afford the rates I was being given when I initially looked into a policy as I am self-employed also, so I decided to risk it and go without and hope that I continued to stay out of the doctors office and have no accidents. I also found Ameriplan just over 2 years ago which helped ease the burden a great deal and got me some really great savings, as well as a bit of relief in that if I ended up in the hospital I would at least not be completely financially shot. You can take a look at the plans at http://www.mybenefitsplus.com/cberney It may or may not be something that will work with your situation but it doesn't hurt to look. And it can also be used along with traditional insurance should you find what works for you. Many people who are relatively healthy and don't expect much in terms of doctors visits, etc. can opt for a high deductible or catastrophic coverage type plan which will keep their monthly fees lower and yet still be in place should something major happen. This is when you can use the Ameriplan savings to cut your out of pocket expenses throughout the year for any check-ups needed beings that you won't be getting any help from insurance until you meet the deductible which can be $5000 or more even. I hope this will be able to help you out a bit more and that you find something that will work just right for you & your husband. Good Luck!
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