Thursday, November 4, 2010

Will my Health Insurance sue the father of my baby for pregnancy-related expenses?

I am 7 months pregnant, and my partner and I are not married for complicated reasons and will not be married when the baby is born. I recently heard that my insurance company (through my employer) might sue him for medical expenses related to the pregnancy (he doesn't have health insurance). Is this true? Has this happened to any of you?
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No. The health insurance company you have through your employer will not sue your boyfriend for medical expenses related to the pregnancy. All of the prenatal care is considered your medical expense, not the baby's. And, of course, your own insurance policy is going to cover your own medical expenses. (As long as maternity is covered on your policy, of course.) The delivery and hospital charges should be considered under your policy too. Presuming that you plan to add the baby to your medical coverage at work, you'll want to complete the necessary paperwork with your employer within 31 days of the baby's birth.
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